What We DoCreating Value Everyday
XBS is a management accounting firm that leads with coaching and follows through with strategy. We offer the same services as the largest firms in our space. The difference is that we come in through the front door, not the billing department.
Financial Coaching for Founders
A structured coaching engagement that begins with a free live session. Built for founders who know their business but are not fully fluent in what their financial statements are telling them.
Who It's For:
Early-stage founders; growth-stage owners who feel financially reactive; business owners preparing for a capital event
Scope of Engagement
- Reading and interpreting financial statements
- Cash flow awareness
- Expense structure review
- Goal-to-number alignment
- Introduction to key financial ratios
Fractional CFO Services
Ongoing management accounting and financial leadership on a retainer basis. XBS serves as the CFO-level resource the business needs without the full-time cost.
Who It's For:
Growth-stage businesses; companies preparing for a capital raise, acquisition, or audit; founders who need financial leadership but not a full-time hire
Scope of Engagement
- Management accounting close
- Financial reporting
- Cash flow management
- Budget and variance analysis
- DSCR optimization
- Lender and investor communication
Accounting & Tax
Clean books and compliant filings. XBS handles the accounting infrastructure so founders can focus on the business.
Who It's For:
Small businesses needing reliable bookkeeping; companies with delinquent filings; founders who inherited messy books
Scope of Engagement
- Bookkeeping and reconciliation
- Financial statement preparation
- Tax coordination and filing support
- Catch-up accounting
- Chart of accounts restructuring
Capital Advisory
Strategic guidance on accessing business capital. XBS helps founders understand the full landscape of funding options and prepares them to compete for it.
Who It's For:
Businesses seeking SBA loans, CRE financing, or private equity; founders preparing for a capital raise; companies needing lender-ready financials
Scope of Engagement
- SBA loan preparation and positioning
- CRE financing strategy
- Private equity structure review
- SEC exemption frameworks
- Lender-ready financial package preparation
- Capital stack analysis
AI & Business Automation
Workflow automation, AI agents, and document processing for businesses ready to stop doing it manually. XBS has been building AI systems since 2012.
Who It's For:
Businesses with repetitive manual workflows; companies processing high document volume; founders who want AI-native operations
Scope of Engagement
- Workflow automation design
- AI agent deployment
- Document processing pipelines
- CRM and tool integration
- Custom automation consulting
Business Credit
Building and optimizing business credit profiles to improve access to capital and reduce personal guarantee exposure.
Who It's For:
Early-stage businesses building credit; companies with thin or damaged credit profiles; founders seeking to separate personal and business credit
Scope of Engagement
- Business credit profile assessment
- Credit building strategy
- Vendor and trade line guidance
- Credit monitoring and reporting
- Personal guarantee reduction planning
The First Session Is Free. The Clarity Is Permanent.
No contracts. No pitch. Just a conversation about your business and what the numbers are telling us.
Book Your Free Coaching Session